Group Health Insurance Plan
Written by Editor   
Thursday, June 28, 2018 07:49 AM

You asked for it, we’ve delivered. The Texas Chiropractic Association (TCA) has found a comprehensive and affordable health benefits solution specifically designed for doctors of chiropractic (DCs) in Texas and their staff provided through Medova Healthcare. The program is designed to help TCA members strategically manage healthcare costs while still providing great benefits to employees! The latest information will be found on this page, which will be updated frequently as the plan launches and develops.


Overview

This group health insurance – TCA Lifestyle Health Plans – is an exclusive TCA membership benefit for chiropractic employers and has the following features:

  • Available to employer groups as small as two employees (unlimited maximum employees);
  • Chiropractic practice owner(s) are counted in the number of employees;
  • Spouses in a family-owned practice are considered two employees with completion of separate applications for coverage;
  • All plans offered are fully funded insurance plans; and
  • All plans meet Affordable Care Act (ACA) compliance guidelines and qualify as creditable coverage

Rate Information

  • In all, 16 different benefits levels are available to meet a wide range of benefits needs and premium ranges (when you apply, all 16 benefits plans are quoted for your convenience, along with the ancillary plans).
  • Click here for a sample quote package 

Application Process

Starting July 1, 2018, TCA-member DCs may now apply for group medical insurance through the TCA Group Health Plans.
Enrollment remains open year-round.

If you are interested in obtaining a quote, please fill out the three forms below:
     1. Employer Health Application – only one of these needs to be filled out per business.
     2. Employee Health Application – only one per employee. 
               NOTE: *Spouse working in the same business are considered two employees.
     3. Employer Disclosure Form  Leave the “Plan Sponsor line” on page 3 blank for administrative use.

Please return completed forms via fax to (614) 553-7763.


 Frequently Asked Questions

Has the enrollment period ended?
No, you can enroll any time throughout the year.

Once I send in my application, how long until I get a quote?
If the application comes in complete, the turn-around time is usually 6-10 days.
If the application is incomplete, this will lengthen the response time.
Also, November through January may take a few weeks longer due to it being a peak period.

I’m a busy person, will it actually save me money?
While we can’t speak for everyone, association members in other states have found that they can get the coverage they want at a lower rate than they were paying previously. Some doctors have been saving over $1,000 a month with this new plan.

More FAQs answered here.

If you have specific questions, contact agent Mark Ritchie at (614) 214-8334.